NO HARD CREDIT PULL • 5-MINUTE QUESTIONNAIRE
Get Pre-Qualified for Your Home Loan
Answer a few quick questions about your income, debts, and goals — no impact to your credit score. We'll follow up with your next steps.
Alliance Mortgage Team
Buying a home or refinancing shouldn't be confusing. Jake has helped families finance their homes for over 24 years and is licensed throughout South Carolina and Texas. As a broker team powered by Barrett Financial, we compare loan options across multiple lenders to find the program that fits your goals, then guide you from pre-qualification to closing day.
Quick, Easy Start: A 5-minute questionnaire with no hard credit pull shows you where you stand.
Options From Multiple Lenders: We compare programs for you, so you don't have to shop around.
Straight Answers: Clear numbers on your payment, cash to close, and timeline. No jargon, no surprises.
Local and Reachable: Based in Columbia, SC, with a real person who picks up the phone Mon–Sat, 9am–8pm.
With You to the Finish Line: We handle the paperwork and keep you updated until you have the keys.
Frequently Asked Questions
What documents do I need to apply for a mortgage?
You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.
How much can I borrow for my mortgage?
Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.
What’s the difference between a fixed-rate and adjustable-rate mortgage?
A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.
How long does the mortgage approval process take?
The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.
Testimonials
“Things work out when you have people truly doing their best to get it done.”
— Benito S., Realtor
“Thank you for all your help. I appreciate it more than you know.”
— Austin B.
Get In Touch
Hours
Mon – Sat 9:00am – 8:00pm
Sunday – CLOSED
Phone
Location: 1310 Haviland Circle, Ste D, Columbia SC 29210
Call (803) 479-1186
Email: [email protected]
Site: diylender.com